If you live in a state where medical marijuana use has been legalized (33 states and DC as of 2019), And you’re wondering why health insurance won’t pay for medical marijuana even in states where its use has been legalized. There’s a reason, health insurers in the United States won’t pay for anything that’s technically illegal, this a protection due to their lucrative billion-dollar contract with Medicare and Medicaid. Now there is a company Novus Cannabis MedPlan that provides Americans a supplemental plan that has cannabis as a part of a health benefits package.
How can Novus Cannabis MedPlan circumvent its medical marijuana medplan even it may have been legalized in the state where you live? Easy, cannabis is still classified by the federal government as a schedule I controlled substance as defined by the Controlled Substances Act. But the federal government as issued “no-action of prosecution”. Meaning if you have an ailment then the state and the federal government will not cite you on an illegal act, so long as you do the proper filing of the cannabis card in the state you reside in.
How it works is that Novus has over 400 in-network providers that are cultivators, extractors and dispensaries that offer preferred pricing plans for Novus patient/members. The plan covers THC purchases that is state specific and CBD purchases are nationwide. To learn more about getting cannabis in your health plan click here.